Form 10-K Filing Service

Form 10-K is a comprehensive report filed annually by a publicly-traded company about its financial performance and is required by the U.S. Securities and Exchange Commission (SEC). The report contains much more detail than a company’s annual report, which is sent to its shareholders before an annual meeting to elect company directors.


Form 10-K Draft the Form 10-K and required exhibits in Word format, and Excel if necessary.



After completed, submit the Form 10-K documents via e-mail, along with the instructions for filing. Through our proprietary software, we will prepare the Form 10-K, and send a proof in Word and PDF format to you for review.


Review Proof

Once you receive the proof, review the Form 10-K documents, along with the XBRL draft and HTML version. This HTML version is based on the SEC 10-K official template and represents exactly how the Form 10-K appears on the SEC website once filed. If changes required, please provide Word file with tracked changes based on initial proof.


Consent to file live

Provide consent to file live once done with reviewing the proof. We will submit the Form 10-K XML data to the SEC EDGAR system, and an e-mail confirmation will be sent to your email as a proof of SEC acceptance.

About Form 10-K


Form 10-K is the most comprehensive compilation of information on a company. The 10-K is a document required by the Securities and Exchange Commission (SEC) for all public companies. It is the best source of information on a company, providing — among other information — a description of the business and industry, risks, a summary of legal proceedings and financial statements. It is both a quantitative and qualitative review.

However, this document has its downsides, the most obvious of which is that it is backward-looking. Also, the 10-K can be overwhelming as the document often exceeds 100 pages in length. That said, in addition to other data investors gather on a company, the 10-K provides critical information investors need to assemble an investment puzzle.

Breaking Down Form 10-K

A 10-K has many different sections, called items, which are broken up into parts.

Part I focuses on a description of the company and business. This section provides typically static information that is useful for any investor who requires a general understanding of the industry and company. It has various sections including business, risk factors and legal proceedings. Investors should review this section, even if they are familiar with the company or business, paying special attention to any changes in the language, particularly those related to risk factors and legal proceedings.


The company also will typically provide an update to the competitiveness of the industry, including business trends and any other pertinent information that may affect market share and the company’s ability to reach its goals. For example, new laws or regulations passed by the federal government that may impact the company’s ability to operate the business would be included.


Part II focuses on the company’s financial results of the operations. This includes the very important management discussion and analysis (MD&A). The MD&A informs the investor of management’s explanation of financial results and the factors that impacted the past year. A summary of financial performance, discussion of acquisitions or divestitures and a comparative analysis of the current reporting year to the previous year and the previous year to two years earlier are listed here.


Part III focuses on corporate governance issues like executive compensation. It also requires information about the company’s code of ethics, and certain qualifications for directors and committees of the board of directors.

Part IV contains exhibits, including the actual financial statements. It requires items such as the company’s bylaws, information about material contracts, and a list of the company’s subsidiaries.

Getting Started

Form 10-K can be found along with other SEC required forms and investor information on company websites, generally within an “investors” or “investor relations” section. In addition, the SEC publishes these documents on the EDGAR web site.


The best place for investors to start who are unfamiliar with a company or industry is at the beginning of the document, Part I, Item 1: Business. An industry overview is provided to give the investor a picture of the competitive landscape, the opportunities and the threats from a risk standpoint.


Company-specific qualitative information is also discussed, including legal proceedings specific to the company as well as to the industry. Generally, a competitive analysis is also provided; typically the names of all competitors are discussed. Investors can compare the wording of the current 10-K to the wording of the previous 10-K, zeroing in on any variations in tone to see if slight changes have occurred that may affect the future operating environment.


Once general knowledge of the industry and company is obtained, more company-specific information can be ascertained in Part II, the MD&A section.


Company fundamentals, prospects for new businesses or products and risks as well as a comparison to the previous two years’ financial outcomes are provided. In addition, business segment information is disclosed and discussed in this section. Often companies with either multinational operations or multi-segment businesses separate the operational results from the consolidated results so investors can analyze the growth drivers for the company. Reviewing results on a consolidated basis is useful, but understanding what drives the performance for the company via segment analysis augments an investor’s ability to determine whether the investment could be profitable in the future.


Form 10-K Resources

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